At MAS Group, we’ll help you find the best annuities solution that meets your specific financial planning needs and goals.

In essence, an annuity is an insurance contract that allows the insured individual or individuals to pay a premium(s) that will later be paid to the insured over a set period of time. This guaranteed distribution of income over time is normally set to end at the death of the person or persons named in the contract or until a final date, whichever comes first. Today, annuities offer much more than income distribution over time. Many modern annuities accumulate funds that are tax-deferred, in order for individuals to later take lump-sum withdrawals without using the guaranteed-income-for-life feature. Some annuities offered are as follows: 
  • Variable Annuities1

    Often described as underlying investment accounts, a variable annuity is where an insurance company agrees to make periodic payments to you, starting either immediately or at a future date. Variable annuities offer a range of investment options, and are typically underlying investment accounts that invest in stocks, bonds, money market instruments, or a combination of the three. 
  • Fixed Annuities

    A fixed annuity, or fixed income annuity, the insurance company agrees to pay you a fixed income for a period of time based upon the value paid into the annuity.
  • Immediate Annuities

    Living a long, happy, and healthy life is wonderful, but a common concern among retirees is that they may outlive their savings. Without knowing the exact number of years of retirement that you will face, planning a lasting, life-long income is challenging. An immediate annuity guarantees life-long income. It works by you contributing a lump sum, and then receiving a monthly income for the rest of your life. The income is determined by your age, and you may select from several payout options that best suits your needs.

Need assistance with determining the right annuities option for your future? Contact MAS Group, a Manhattan, Queens, Brooklyn, Staten Island, Upstate New York, and Long Island annuities management firm, to speak with one of our highly skilled professionals. Get a FREE consultation: 631-389-2301

Guarantees are dependent upon the claims-paying ability of the issuing company.

1.  Variable Annuity contract holders are subject to investment risks, including the possible loss of principal invested.